ALTCs
Why Not Claim Social Security at 62?
Retirees have a choice about when to claim their Social Security retirement benefits, but for most people, 62 is the earliest age at which you can start them.
September 25, 2020
ALTCs
How Can I Be Paid as a Caregiver for a Family Member?
Caregiving for a family member can be time-consuming and emotionally draining. It can be financially draining, too.
September 23, 2020
Advanced Directives
Am I Worth More Dead than Alive?
If you are like many moderately successful Americans, chances are you are worth more dead than alive. In many cases a lot more.
September 22, 2020
Asset Protection
What Is a Qualified Personal Residence Trust (QPRT)?
When creating an estate plan, one important question to consider is how to handle the transfer of personal property, including your home. A Qualified Personal Residence Trust, or QPRT, is something you may decide to create to minimize gift and estate taxes associated for your heirs.
September 19, 2020
ALTCs
Different Trusts for Different Estate Plans
Trusts are legal entities that own assets, and all trusts are not alike. They are created by a written trust document with certain provisions that can vary from trust to trust.
September 18, 2020
Advanced Directives
Will the Pandemic Affect My Social Security?
If you are turning 60 in 2020, the pandemic could do more than interrupt your party plans. It could also lower the amount you’ll receive when you file for Social Security.
September 16, 2020
ALTCs
What Does the HEALS Act Mean for Medicare?
Medicare beneficiaries would get a reprieve on higher Part B costs next year in the coronavirus relief package.
September 9, 2020
Advanced Directives
What are the Important Medicare Deadlines?
Most people become eligible for Medicare during the months around their 65th birthday. If you don’t sign up for Medicare during this initial enrollment period, you could be charged a late enrollment penalty, for as long as you have Medicare.
September 8, 2020
Advanced Directives
I Had a ‘Senior Moment,’ Is Alzheimer’s on the Way?
Sometimes, in the middle of telling a story, making a point, or explaining a request, we suddenly get stuck on a word. It just won’t come, even though we have the strong feeling that it should be right there.
September 7, 2020
Advanced Directives
Legislation to Prevent Medicare Mistake Penalties Making Progress
The BENES Act, which cleared committee Wednesday, aims to minimize the chance that beneficiaries get slapped with life-lasting late-enrollment penalties.
September 1, 2020