Long-Term Care Planning in Arizona

Protect Your Family. Preserve Your Assets. Plan with Confidence.

Most of us hope to live a long and healthy life. But hope isn't a plan—and long-term care costs can quickly drain everything you've worked for. At LifePlan Legal AZ, we help Arizona families prepare for the future with smart, compassionate long-term care planning.

What Is Long-Term Care Planning?

Long-term care planning is about more than just nursing homes. It’s planning for:

• In-home care services
• Assisted living or memory care
• Nursing home costs
• Protecting your assets while still qualifying for care

Without a plan, families are often forced to spend down savings, sell the family home, or make rushed decisions during a health crisis.

Why Planning Matters

The average cost of long-term care in Arizona can range from $5,000 to $10,000 per month—and it’s not covered by Medicare.

With proper planning, you can:

• Avoid having to spend all your savings on care
• Qualify for Medicaid (ALTCS) without losing everything
• Keep your spouse financially secure
• Protect your home and legacy for your children
• Avoid becoming a burden on loved ones

What We Help With

At LifePlan Legal AZ, we guide families through:

• Medicaid (ALTCS) eligibility planning
• Asset protection strategies
• Irrevocable and Medicaid Asset Protection Trusts
• Gifting and spend-down planning
• Coordinating with financial and healthcare advisors
• Powers of Attorney and Health Directives

Whether you're planning ahead or facing an urgent care decision—we can help.

Common Questions We Hear:

“Do I have to go broke before I qualify for help?”
No. With the right legal strategy, we can help you preserve assets and still qualify for Medicaid.

“Is it too late to plan if my loved one is already in care?”
It may not be. We can often help protect a portion of the estate, even during a crisis.

“Should I give my home to my kids now?”
Not necessarily. That could cause tax and Medicaid problems. Let’s talk before making that move.

“What’s the difference between Medicare and Medicaid?”
Medicare covers short-term rehab. Medicaid (ALTCS in Arizona) covers long-term care, but you must meet strict financial limits.

“Can I protect money for my spouse if I go into a nursing home?”
Yes. We help married couples create plans that protect the healthy spouse’s home, income, and retirement.

“How do I avoid being a burden on my children?”
Planning ahead with trusts, powers of attorney, and long-term care strategies helps your children support you—without sacrificing their own families or finances.

Who Needs Long-Term Care Planning?

• Individuals nearing retirement who want to plan ahead
• Families with aging parents or a recent dementia diagnosis
• Married couples who want to protect the healthy spouse
• Children caring for aging loved ones and worried about what’s next

Take Control Before It's Too Late

The best time to plan is before there’s a crisis. But even if you're in one now—we’re here for you.

Schedule Your Free Consultation
Or call us at (602) 932-3187

LifePlan Legal AZ – Helping Arizona families protect what matters most.